So, You’ve Given Loan to Your (Now) Ex. Now What?

You were in love with your ex, and you loaned him/her some money but months have passed by and there’s no signs that the money will be back to you soon. But now that you need your money back and you don’t know what to do about it, then you need to read this.

First and foremost, there’s a saying by Polonius that says “neither a borrower nor a lender be,” and “for loan oft loses both itself and friend” meaning that you should never lend money to your closed ones, whether it be your friends, lover, or even family, because it often results in both losing the money and the relationship. An ex might feel pretty spiteful and refuse to pay for things that they promised to pay for, including big purchases that you’d agreed on. But in our modern times, it’s possible to ask an ex for money without ever having to see them face to face. Apps like Go-Pay, OVO, DANA, PayPal and more online payment apps have eliminated all the work—and some of the awkwardness—from asking your ex to pay couch support.
Quoting from GQ, Gaby Dunn, author of the book Bad With Money, points out that sometimes asking an ex for money during the breakup fallout is the first honest conversation a couple has about finances. But if they’re keep making excuses, you can start by doing a polite reminder, offering a payment plan or going the hardcore way by taking them to court. The latest will cost you more emotional stress and money but it is also an effective way to gain back what you lost. 
By the end of the day, it’s on you whether you want your money back or not, but before even begin to think how to ask your cash back, you need to reconsider why you need to loan your money in the first place.
Editor: Olivia Elena Hakim
Writer: Windyannisa Cindrati
Source: Forbes, GQ, Avant 

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